How to buy on Installments?
Just visit naeemtrading.com. Select your favorite products from any category and proceed to the checkout. For payment options Select QisstPay for payment.
How many installment options are there?
1. Pay in 4 (for credit and debit cardholders)
Pay in 4 installments for items between Rs. 1,500 and R. 50,000 (any debit and credit card).
2. Pay in 6 (for credit cardholders)
Pay in 6 installments for items between Rs. 5,000 and R. 500,000 (any credit card).
What is the payment method?
The Customer will have the possibility to pay by Credit/Debit Card for the Pay in 4-months model; The total amount is divided into 4 payments and the first payment is made at the time of purchase. The 2nd payment is due thirty days later and all payments are recovered by QisstPay at the end of the 3rd month. Same process for Pay in 6 months model as well.
Will I be charged interest other than the price of my product?
No, we do not charge you any interest.
Can I use QisstPay without buying with a debit/credit card?
No, you can only use QisstPay when using your debit/credit card when online payments are active.
How can I return the product?
Naeem Trading Company’s Return Policy will apply. You will return all items to the Naeem Trading Company directly.
How does it work with QisstPay?
When the customer selects the product and proceeds to checkout where he will select QisstPay as the payment option. The customer will be directed to the Qisstpay portal to complete the transaction. After adding the phone number, the customer will receive an OTP via SMS. After entering the OTP, they can now add credit/debit card details to complete the purchase.
When will the customer get the refund after cancellation or return?
Upon return/cancellation, the customer will be able to view the refunded amount on the original card used for the purchase and any canceled payments. This usually takes between 14-21 business days depending on the customer’s bank.
Does the customer’s PayPak, Union Pay, or International Card work for this?
No, only MasterCard and VISA cards are accepted.
* Any unauthorized use of a virtual card will be considered as theft and/or fraud, and will be refused and/or canceled and may result in the deactivation of your account, among other remedies that QisstPay may be entitled to.